Great
445 reviews
Sidecar HealthHonesty, pricing, process and quality scores appear once 5 customers have rated them.
Sidecar Health is an ACA-compliant employer sponsored major medical plan with no networks, no prior auths, and no surprise costs.
Sidecar Health (sidecarhealth.com) has 445 customer reviews on Rated Honest, with an average rating of 4.2 out of 5.
445 approved reviews, newest moderated first
Larry S.
Posted
Thank you sidecar Health y'all are awesome. I was able to get in to see a dermatologist and was able to finely get some relief for my eczema that has gone everywhere on my body. Thank you so much again.
Angie C.
Posted
Been great so far. So easy to use.
Kimberly
Posted
So when I went to go get the mammogram, the first part of it was covered, and when they came back inconclusive, I had to go back for two more mammograms, which were not covered, but they might be covered because of the type of mammal that’s given there’s not much help when it comes to figuring this out on your own it makes you to the point where you have to call up there and ask for help which the staff is super friendly but this is something that I would’ve liked to have figured out on my own. And I’m really confused why you would not cover a diagnostic or ultrasound mammo. But that’s fine. Than I got denied for the paytient card that I was hoping to help me pay
Response from Sidecar Health· Sep 4, 2026
Routine screening mammograms are considered preventive care and are covered before the deductible is met. What counts as preventive care isn’t defined by Sidecar Health — it’s established by federal law. When a screening mammogram requires additional imaging because of inconclusive results or to investigate a potential finding, that follow-up care is generally considered diagnostic rather than preventive. That distinction isn’t a Sidecar Health decision or plan design.
Cathleen G.
Posted
This is not traditional insurance, it's really not insurance at all. It's a matter of wether they decide to cover an expense or not. Usually not. The only thing you can count on with them is taking your payment every month. Poor communication, payment and service. Worst insurance I've had in over 50 years
Response from Sidecar Health· Sep 4, 2026
Sidecar Health is different from traditional health insurance by design — but it is absolutely health insurance. Our plans are ACA-compliant major medical insurance, regulated and subject to the same requirements as other health insurers. What’s different is the model. Instead of relying on restrictive networks, prior authorization and referrals, Sidecar Health gives members the freedom to see any licensed provider and transparency into how much they’ll pay for care. Costs are guaranteed, and members can use the app to shop for care knowing that when they choose care that costs less than their Benefit Amount — the amount Sidecar Health pays, based on average local prices — they keep half the savings. If they choose higher-cost care, they pay the difference. Either way, the choice is theirs and the cost is known upfront. It’s also possible that you’re enrolled in an HSA-eligible plan. If so, federal rules require members to pay the full cost of most non-preventive care until their deductible is met. Preventive care — including federally defined services like routine checkups, vaccinations and recommended screenings — is covered before the deductible. When a member pays for non-preventive care in full before meeting their deductible, it’s not a reflection of Sidecar Health’s coverage; it’s the way federal law requires HSA plans to function.
Elaina E.
Posted
everyone that I spoke with at SideCar has been very helpful. I wasn't used to this type of insurance coverage and they did a good job of helping me to understand how they're able to save money. . They paid my primary care physician & some other bills right away. I think it's a great way to save on costs.
Kathleen C.
Posted
It’s a very different way of providing insurance but it is consumer driven and very educational as far as how different providers charge vastly different prices for care. The learning curve is more than just switching traditional insurance companies but it’s still easy and doable. This is the way of the future so why not start now.
ORTIZ, VICTOR M.
Posted
The only thing I don't like is that the laboratories and the supplies of my CPAP products, cover very little.
Kim P.
Posted
They take care of me through every part of my dialysis.Got me connected to the right people and took care of all my insurance concerns and questions , and I really appreciate it in particularly Sabrina
