PercentReviews of percent.com

I've been investing with Percent.com since 2022. I have made money on each investment. I like they are short term (9-12 months) so you can see the payout right away. I've moved money from another alt investment firm to this one because the payouts are better. This company has the simplest tax forms. I get 1 form for all of the investments. Another company sent out 2 forms per investment, so I ended up with 6-8 forms a year. All investments have risks but I plan on investing more when I can.

I have been investing with percent for almost 2 years now. They have been great to work with, and always responsive to my husband and I's questions and needs. They offer a wide variety of investments and interest rates to choose from. I love the options they provide to me to diversify my investments. There is risk in all the deals and you need to go into this knowing that. I have only had issues with one deal that has been in work-out mode but they provide great communication on where the deal is at and how the remediations are being handled. Anthony contacts us when there is a rollover or a deal that he thinks might align with our interests.

I've used a couple of similar platforms, including Willow Wealth/Yieldstreet, and what I particularly like about Percent is the data room that allows me to evaluate the risk of given investments, as well as the generally short term nature of many of the investments on the platform (note: I do generally stay away from the corporate loan side of the investments, which have been problematic). With Willow Wealth/Yieldstreet there is so little transparency + long durations, and limited due diligence, especially as it relates to failures/defaults.

I've been investing in loans through Percent for 9 months and have only had good experiences. My Percent investment advisor Anthony has been very responsive and helpful in choosing between the various options. I appreciate the thorough analysis on each loan opportunity.

I have been investing with percent for 6 years now, they have been great to work with, and always responsive to my questions and needs. They offer a wide variety of investments and interest rates to choose from. I love the options they provide to me to diversify my investments.

I have tried many private credit platforms for retail investors and this one is by far the best. Very transparent, strong deal flow, cost efficient and low default ratio. Very much recommended

I started an investment account with percent.com about 8-9 months ago, including their Pursuit Fund. Communication with my SMA account manager, Anthony, has been excellent. He keeps me informed of expiring deals and gives me options of new Senior backed ones to roll the proceeds into. The Pursuit fund is a little less liquid, but quarterly dividends payments are timely and I’m even thinking about adding to my principal. Since this is a private credit platform there are some inherent risks, but their great diversification into so many different deals seems to make your investment less risky as it could be. Overall, I am very pleased with the company, their returns and especially their great frequent communication with me!

I've been investing with Percent for over a year across both their SMA (separately managed account) and the Pursuit fund. My experience has been strongly positive — consistent double-digit net returns, timely distributions, and a responsive team that actually understands the deals they're putting you into. That said, this is private credit. It's not a savings account. The yields are real, but so are the risks — defaults happen, liquidity is limited, and the current macro environment means you need to pay attention. I've seen the negative reviews here from investors who had deals go into workout, and I take those seriously. My sense is that the managed products (SMA, Pursuit) benefit from better deal selection than the self-directed marketplace, but the underlying asset class requires you to understand what you own. What separates Percent from the private credit headlines you're reading in the WSJ is their focus on senior, asset-backed lending rather than the enterprise-value and venture debt exposure that's causing problems elsewhere. That distinction matters, but it doesn't eliminate risk. Bottom line: if you're an accredited investor who understands credit risk, has realistic return expectations, and isn't going to panic at a headline, Percent has delivered for me. If you're looking for a set-it-and-forget-it alternative to treasuries, this probably isn't for you.