PercentReviews of percent.com

I would give negative stars if I could. Percent is not a company who should be trusted. They do minimal due diligence into borrowers, then when they default, they simply "write off" investors money (75% in my case, initially - and I fully expect that to increase to 100%, and soon), then don't communicate anything about a work out, payout or the like. TERRIBLE CUSTOMER EXPERIENCE. IF YOU WISH TO KEEP YOUR MONEY, DO NOT UNDER ANY CIRCUMSTANCES INVEST WITH PERCENT. NONE. ZILCH. NADA.

I currently have money invested in 5 “deals”. One deal came due several days ago, am still awaiting payout. Another deal is not due for payout until June 2026. The remaining 3 deals are all with the same company and are in “work-out” which means they’re in default and I’m probably going to lose that money. I’m just glad I started small. They don’t seem they do a good job of vetting the companies they invest in. I’m just waiting to cash out whatever I have left. They won’t ever get any another dollar of my money.

Zero stars not an option. Interesting platform. I like the control. They are growing. To meet demand of investors that want high percentage returns, they have completely lost sight of how risky their underwriting has become. The amount of deals that are not paying inside my portfolio is significantly more than their advertised work-out percentage. I expect an overall flat return within the next year as I pull the remaining funds out as they get paid back. If I am lucky, the only thing I will have lost by the end is two years of opportunity cost. This isn't a scam, but investors beware.

Lost 1/2 my money in "workout" status. There is no true vetting

Do not invest with them. I have invested close to $150k and not reinvesting any of my deals when they get mature. 2 deals are in workout status, resulting in a loss of $21k! They are pretty diligent when it comes to payment distributions, but recent defaults signal they are not doing their due diligence and just adding any foreign borrowers, who are easy to default Exm of defaulted borrower : LVL Technology Holding

They don't really vet the businesses asking for loans all that well so half of the investments ended up in "work out", which basically means the companies are in a bankruptcy process and you basically can forget about your money. I would not recommend this -- there are other ways to get high returns without losing half of your money.

These guys certainly have to do something with their verification system. It just does not work. The very process always failed. This system just can not read your selfie by comparing it with your standard documents as driver`s license or passport. Customer`s support can not answer what is going on on their side. They just neglect their potential customers.