Average
166 reviews
Nova CreditHonesty, pricing, process and quality scores appear once 5 customers have rated them.
Nova Credit helps people access financial services by providing lenders with a more complete picture of their financial health. We do this through three main solutions: Cash Atlas™, which analyzes bank account data to show your financial responsibility; Income Navigator, which quickly verifies your income; and Credit Passport®, which brings your international credit history to a new country. Our technology helps banks, credit card companies, property managers, and phone carriers say "yes" more often to people who might otherwise be overlooked by traditional credit systems, especially newcomers to a country and those with limited credit history.
Nova Credit (novacredit.com) has 166 customer reviews on Rated Honest, with an average rating of 3.6 out of 5.
166 approved reviews, newest moderated first
Satinder K.
Posted
I got my American Express credit card after moving to US, using my Indian Credit history through Nova Credit, while other companies were denying to give a card without SSN and no credit history in US. Application process is so simple and smooth. Go for it!!😊
Darren W.
Posted
Really frustrated. Did not work at all. You try to register at novacredit, it asks you basic questions about if you have a SSN / are you in US? But never asks about your other credit history in your country. Instead it gives you a list of credit cards associated with Nova (American Express) you might qualify for. It sends you to their webpage, and at NO POINT...did they ever ask me about my background credit history from Canada, even though I clicked "Foreign Credit History" earlier It says "Thank you for the submission, well let you know if you've been approved" So it's no wonder I got declined. Really absurd system.
Response from Nova Credit· Oct 27, 2021
Hi Darren, Jordan here with the Nova Credit team. Thank you, for providing your feedback on your experience. We value our consumer's voices and strive to make changes to ensure the best experience possible. I have sent you an email with hopes that we can work towards changing your experience around. I looking forward to hearing from you and the opportunity to provide you with a better outcome. Best, Jordan
Joe G.
Posted
Didn't do anything for me. Have perfect credit back in UK. Tried to sign up through them with Amex: declined. Didn't ask for any of my UK details. It probably works for some people, but was a waste of time for me.
Response from Nova Credit· Sep 15, 2021
Hi Joe, Jordan here with the Nova Credit team. Thank you for providing your feedback as we are always striving to improve our consumer experience and journey. With that being said, I would like to explore your experience and the potential to see if there is anything that can be done to change your outcome. When you applied through our website for an American Express card did you happen to click the check box "I don't have credit in the U.S."? Looking forward to hearing back from you. Best, Jordan
Jaryd C.
Posted
Nova Credit helped me get my AMEX card here in the US after moving from Australia. The process was seamless, I highly recommend it!
Response from Nova Credit· May 5, 2021
Thanks for leaving a review Jaryd! Good luck with your journey in the United States!
Haresh R.
Posted
this osm but i don't have passport
Ashleigh P.
Posted
Using Nova Credit allowed me to access an American Express credit card quicker than I otherwise would have been able to. The online process was easy and it only takes a couple of minutes. The one thing people should be wary of is: the verification of address step that American Express now requires. My application was held up for over 2 months, while I waited to get phone bills, utility bills, etc that had my US address on it. They wouldn’t accept something like a sublease agreement. This step is out of Nova Credit’s control, but something people should be aware of when they are moving!
samit S.
Posted
Nice nove app loan status
Martha T.
Posted
Didn’t work for me. I moved to US with a job offer and good income and couldn’t get any credit card that is offered even when the advertisement states that they help immigrants coming to US with lack of credit. Useless if you are coming from Mexico. Had credit in MX for over 20 years and couldn’t get any from Nova. Disappointed.
