Average
620 reviews
FortivaHonesty, pricing, process and quality scores appear once 5 customers have rated them.
The Fortiva® Mastercard gives you the flexibility you need for everyday spending. Issued by The Bank of Missouri, this unsecured credit card reports to all major credit bureaus, so responsible use may help you strengthen your credit and potentially qualify for credit line increases over time. You don’t need perfect credit to apply.Cardholders can earn cash back rewards*, including up to 3% back on eligible gas, groceries, and utility purchases, and 1% back on other qualifying purchases. The card includes real-time account alerts, 24/7 customer support, and convenient account access through the mobile app or online Account Center. Learn more at myfortiva.com. $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See if you prequalify*Learn moreClick here to view additional details.
Fortiva (myfortiva.com) has 620 customer reviews on Rated Honest, with an average rating of 3.7 out of 5.
620 approved reviews, newest moderated first
Dorothy B.
Posted
The good feeling of getting acceptance. I have been trying to increase my credit rating and this is card is helping me do that.
Response from Fortiva· Oct 2, 2026
We're glad to hear you've had a five-star experience. Thanks for leaving us a review!
Melodye
Posted
I like it but I thought it was going to give me more credit. But that’s ok
Cheryl W.
Posted
I have no problems the card works well anywhere like that, if need to contact customer service know problems
Randal S.
Posted
Fortiva Mastercard is accepted everywhere, their Customer Representatives are friendly, helpful, and know what they are doing. The mobile app is user-friendly, and if you can't find what you're looking for the Customer Representatives are just a phone call away!!!
Response from Fortiva· Oct 2, 2026
We're glad to hear you've had a five-star experience!
INDIA E.
Posted
I appreciate that I was able to get a card with a good credit limit because my credit is not that good and this card will help me build my credit up thank you fortiva
Response from Fortiva· Oct 2, 2026
Thanks for leaving a review!
Marsha L.
Posted
Very quick to apply, quick approval, but very high fee. Probably will not keep past the first year because of the annual fee. Very expensive card.
Jeffssportscards
Posted
Great company and helped just in time.
Response from Fortiva· Oct 2, 2026
Thanks for leaving a review!
Sylvia V.
Posted
Awesome!!!
