Average
620 reviews
FortivaHonesty, pricing, process and quality scores appear once 5 customers have rated them.
The Fortiva® Mastercard gives you the flexibility you need for everyday spending. Issued by The Bank of Missouri, this unsecured credit card reports to all major credit bureaus, so responsible use may help you strengthen your credit and potentially qualify for credit line increases over time. You don’t need perfect credit to apply.Cardholders can earn cash back rewards*, including up to 3% back on eligible gas, groceries, and utility purchases, and 1% back on other qualifying purchases. The card includes real-time account alerts, 24/7 customer support, and convenient account access through the mobile app or online Account Center. Learn more at myfortiva.com. $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See if you prequalify*Learn moreClick here to view additional details.
Fortiva (myfortiva.com) has 620 customer reviews on Rated Honest, with an average rating of 3.7 out of 5.
Showing 180 reviews with 1 star · Clear filters
Vitaly S.
Posted
Been waiting for my first card for 20 days , I called they sent a replacement waited 14 , then I get an email saying it was sent back because off address even though we validated it over the phone before sending it out.
Sade H.
Posted
It was already a bill on there for fees or whatever y’all had got going on this is what make people don’t wanna pay for credit cards to let it rack up and don’t pay nothing. Once I pay this off I won’t be using this again.
Joseph C.
Posted
You are crooks. Your rate is usury. You fees are ridiculous You prey on People that are desperate, then take advantage I will never do business with this company. I cut the card into pieces. Never activatef.
JEFFREY
Posted
I've never had an account with thos company although they did send me an email inviting me to sign up. I signed up for the pre-approved card and was told the offer wasn't for me. Ive contacted them and told them they are sending all of their emails to the wrong person, but they jist keep spamming me with this other person's account info everyday
Response from Fortiva· Oct 13, 2026
Thank you for taking the time to share your experience. We will pass this along to the team for feedback.
Seph
Posted
I haven't even activated the card yet and have a $100 balance. I tried to call and cancel but the incompetent representative didn't know how. Avoid!
Response from Fortiva· Oct 13, 2026
Thank you for taking the time to share your experience. We will pass this along to the team for feedback.
customer
Posted
This was my favorite card but i had a situation that sent me over the limit and was closed without notification. They said they sent me notifications but i never got anything. Do not get this card they will close it even though you pay your bill on time. And have over credit protection they have no consideration what the reason was. Customer service and their supervisors go in circles giving you the run around.
Roderick
Posted
Never received my card
Response from Fortiva· Oct 2, 2026
We’re sorry to hear your experience has been less than satisfactory. Please call our Customer Service team, as they can assist you.
Felecia L.
Posted
App will never let me log in
Response from Fortiva· Oct 2, 2026
We’re sorry to hear your experience has been less than satisfactory. Please call our Customer Service team, as they can assist you.
