Lift LendingReviews of liftlending.com

I didn’t fully understand the process. I had no idea that I had to stop paying my credit cards and that you weren’t paying them either. I cancelled the next day. But OH MY GOD!!! Tell everyone you have distributed my contact information with to STOP CALLING ME!!! I’m getting like 15 calls a day now!! What a freaking headache!!!

I was on hold for more than 17 minutes waiting for a response. I finally gave up. The rep called me back about 10 minutes later to tell me that my credit sucked, called me an idiot and a moron, and proceeded to talk over me for the next few minutes. My credit doesn't suck. I literally bought 2 brand new vehicles a month ago, with no money down, so there is clearly some sort of scam at work here.

I was solicited by mail with "YOU ARE PRE-APPROVED FOR A PERSONAL LOAN FROM LIFT LENDING" along with an offer code. Accordingly, I called and asked the fellow that answered if this was a debt consolidation program and that if it was then I wasn't interested (because my low credit score is purely a result of my 40% credit utilization) and I just wanted to get a personal loan to get my credit score back up faster than I'm already doing that myself. His response was that they had many options and it would depend on the information that came back. Then he took my DOB and SSN. That right there told me that I hadn't actually been preapproved as the solicitation stated and that they were probably, primarily, a debt consolidation company. He then told me that he had good news that because of my income, I qualified for one of their premier lending partners. I was then transferred to a company called "Nationwide Loan Consultants," who emailed me a contract, which would give them the authority to apply for loans on my behalf and to pay them 11% of the loan as a finders fee. I declined. This review is made in the spirit of give and take, and the review is given in exchange for the 15 minutes of my time that they took from me today.

There's not one letter about how things worked out.

I received a loan offer from this company. When I called they instead took me to a loan settlement company and was rushed into signing a contract that was not explained fully. The portion about how much the company would require me to pay, was completely skipped during our discussion and what it would do to my credit. They sold it like they were helping and even congratulated me. Luckily I was able to research a little and now realize this was no help for my situation only problems.

Never use this company they will run your soc through other data base without your permission

What they don't tell you. Is they send you pre-qualified personal loan approval and when you call there's no chance off approval, when nothing has changed at all in the last year. They just want you to call to try and talk you into a debt relief program. A program that they don't pay your debts off until the whole amount is in this third party account to pay it. So all that time your credit score keeps going lower and lower because creditors don't get paid for a year or so. Quit sending lying letters out telling people they are pre-approved.

I was told my file was being closed due to multiple calls and no contact… I have COVID and the person working my file knew that and it’s been less than a week since we first talked. I have been very sick and all they are worried about is hurrying me to make a major decision or move on to the next victim. That doesn’t make me feel good about doing business with a company who has pushy, fake representatives. By all means, close my file. Thank you for preventing me from making a huge mistake.