Average
252 reviews
Worthy FinancialHonesty, pricing, process and quality scores appear once 5 customers have rated them.
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Worthy Financial (worthybonds.com) has 252 customer reviews on Rated Honest, with an average rating of 3.2 out of 5.
252 approved reviews, newest moderated first
Anna T.
Posted
I sometimes have issues logging in. Overall, this is a good way to invest your money into bonds, but it will be awhile before you see those funds.
Response from Worthy Financial· Feb 29, 2024
Anna, please reach out to our customer service so that we can assist you with any issues you encounter when logging in. Thank you for your review.
Sebastian G.
Posted
Just like many others here, they have frozen withdrawal of the bonds or interest for more than 1.5 years now (since Aug 2022). They will not respond to you with the date of when or even if you will get your money back Stay away !!
Andy V.
Posted
I’ve had a good experience with worthy especially the first time around the peer lending. I can not wait for the app to be launched, I think it will make it easier to operate.
AM
Posted
While Worthy doesn't have a native smartphone app, their web app is incredibly easy to navigate, and buying bonds on Worthy is a no-brainer with the rates of return they offer. If you need a relatively secure alternative to your bank's savings account with a paltry interest rate, Worthy is the first place I'd put my money to grow over a longer period if you're not using it right away. Being able to withdraw without penalties or fees and get the money within a few days is amazing too. I've been kind of blown away by how easy and worthwhile it's been using it! Seriously, grow your savings with these guys. No regrets!
Response from Worthy Financial· Feb 29, 2024
Thank you for the 5-star review! Worthy loves knowing how easy our services are.
Mr Angesom T.
Posted
Worthy financial not only had great products but they also communicate with their clients in a timely manner. They made investments look and feel easy.
Response from Worthy Financial· Feb 29, 2024
We love hearing how easy investing can be with Worthy!
Unfitted
Posted
Worthy provides a low interest rate, if they allow you to withdraw. For many customers like myself, they have stolen the funds deposited and despite claiming that you can withdraw at any time, have stopped withdrawals, blaming their irresponsible lending practices.
Response from Worthy Financial· Feb 29, 2024
We regret any inconvenience caused by your frustration. As stated in the emails that have been communicated to our customers, recovery efforts are still underway and disbursements are occurring at the rate that funds are received from our borrowers (affected by the pandemic) and alternative financing. This schedule is dependent on organic factors that prevent us from being able to project ETAs beyond our immediately scheduled tranches. However, all customers were queued for redemption automatically based on the maturity date when the pause went into effect, so you do not need to take any further action to secure your place in line. You will be notified by email once your account is scheduled for redemption in an upcoming tranche. We truly appreciate your patience throughout this process.
Abhishek S.
Posted
Great option to add up your investments and see them grow. I recommend.
Response from Worthy Financial· Jan 25, 2024
Thank you for the 5-star review, Abhishek!
Verlyn H.
Posted
Worthy stopped honoring withdrawal requests on some of thier offerings while they continue to "donate" tens of thousands of dollars to *worthy causes". I guess thier investors are not worthy causes.
Response from Worthy Financial· Jan 25, 2024
We understand it might seem a bit insensitive to see us hosting this Worthy Causes initiative. Please note that this financial contribution is coming from entirely different entities (Worthy Property Bonds 1 & 2). All Worthy bond offerings are separate from one another--both legally and operationally--and each has its own portfolio of loans, so what happens in one offering has no impact on what happens in another. We would not be able to use funds from Worthy Property Bonds, for example, to pay off obligations in Worthy Peer Capital (and please note the contributions are coming from operating revenues of these entities, not from bond sales). We realize it can be frustrating to see us selling bonds, supporting community causes, and continuing operations while you wait for your bonds in WPC to become redeemable, but ultimately, having Worthy continue its operations on all fronts is best for all bondholders since this ensures the business is sustained. We meant it when we said we are doing everything in our power to make everyone whole, and we will not stop until this is the case. We appreciate your patience.
