Great
295 reviews
SmartCreditHonesty, pricing, process and quality scores appear once 5 customers have rated them.
SmartCredit is an all-in-one credit and financial wellness platform that goes beyond simply showing your credit score. It lets you view your full three-bureau reports, take action on negative items to potentially get them removed, and helps you maximize your credit utilization ratio with a simple simulator.Not only that, you can link to your financial accounts and manage all of them from their easy to use dashboard,protect your identity, and prevent you personal information form being sold online. If you’re serious about taking your credit to the next level all on your own, getting better lending terms, and protecting your data and identity, SmartCredit gives you the tools to do that.
SmartCredit (smartcredit.com) has 295 customer reviews on Rated Honest, with an average rating of 4.3 out of 5.
295 approved reviews, newest moderated first
C.S
Posted
STAY AWAY - do not sign up. Everything is a lie and the score boost pay down is BS - you will pay down all the money they recommend and then get a small fraction of the points advertised. FALSE ADVERTISEMENT!! When you cancel they make you call and they make it IMPOSSIBLE TO STOP PAYMENTS!
Jordan Van A.
Posted
This garbage company has been charging me almost a year and I’ve never even heard of them u til today when I caught a 25$ charge because I was out sick from work and had the time to dig through my account
Julio Martinez R.
Posted
Es triste que una compañia que promete Ayudarte y no Cumplen su parte y Les aguanta El pago y Te hacen la vida impossible como si uno hubiera echo Prestamo con ellos communication es pobre El Trabajo es malicimo no los recomiendo le doy Uma Estrella porque no hay opcion de 0000*. Oye como esa persona me llama y me ostiga y Amenasa Poco profecionalismo Carlos Espinosa* Buen día, en vista de que no se pudo llegar a un acuerdo respecto a la factura que tienes pendiente con nosotros, procederemos a bloquear tus reportes y remitir al área legal tu caso por el incumplimiento del contrato que firmaste. Como evidencia adjuntaremos estas conversaciones y las llamadas en las que intentamos contactarte y no fue posible En caso de querer arreglar este asunto puedes llamarnos a la siguiente linea (786) 313-5307 Carlos Espinosa y si lo ponen en mi reporte de credito los denucio con las agencia federal credit consumer reports Agency
Response from SmartCredit· Oct 29, 2025
Thank you for sharing your feedback. This review appears to be related to one of our partner companies, SmartCredit Delete. The phone number and contact information listed belong to that company. We also do not show any active membership under the name provided in this review. If you believe you have a SmartCredit.com account or need assistance with billing or account questions, please contact our support team at (877) 372-3895. Español: Gracias por compartir sus comentarios. Esta reseña parece estar relacionada con una de nuestras empresas asociadas, SmartCredit Delete. El número de teléfono y la información de contacto que se mencionan pertenecen a esa empresa. Además, no encontramos ninguna membresía activa bajo el nombre proporcionado en esta reseña. Si cree que tiene una cuenta con SmartCredit.com o necesita ayuda con preguntas de facturación o de su cuenta, comuníquese con nuestro equipo de soporte al (877) 372-3895.
Dhouglas Carvalho (.
Posted
STAY AWAY FROM THEM—-They have been charging me without me using their services for the past 3 years. Requested a refund and they won’t give even though I have used their services. Horrible customer service, anti-customer policies.
HeySiriYT C.
Posted
They called me and pitched me their business… everything seemed ok until it felt like they were do pushy… i agreed to their $1 credit review then they wanted $1000 up front and like 450 in the side and 30 a month. I wanted to take time to think about it but the lady wanted my social id and many other things right away to lock me in. I said i need time to think it over it a lot of money then she said well how much can you put down now…. After that i got a bad feeling so i just said not interested… they kept pushing but i just ignored it… days come by and my card kept saying someone was trying to charge me 29.95 for about 5 days straight good thing i locked my card or god knows what terror awaited me to try and get refunded and cancelled
K W.
Posted
This company is a SCAM and should be put out of business. They get you on automatic billing and the charge your card monthly even after the account has been cancelled. When you call IF you can get through they make it a hassle to cancel. Just stay as FAR away from this company as you can.
Dairon D.
Posted
Tengan mucho cuidado con esta compañía son unos estafadores ladrones profesionales aún cancelada la membresía me siguieron cobrando y los llamé para hacer el reclamo y les puse otro reclamo atraves del banco y no me devolvieron el dinero son unos ratas
Bettina T.
Posted
I called to inform smart credit that my account is being charged for their services but showing non-active when I login. They told me that I must be confused because they did not charge my card while I am staring at the transaction on my phone. Run. customer service is awful. They must be using a prison call center with hardened criminals answering phones.
