Great
295 reviews
SmartCreditHonesty, pricing, process and quality scores appear once 5 customers have rated them.
SmartCredit is an all-in-one credit and financial wellness platform that goes beyond simply showing your credit score. It lets you view your full three-bureau reports, take action on negative items to potentially get them removed, and helps you maximize your credit utilization ratio with a simple simulator.Not only that, you can link to your financial accounts and manage all of them from their easy to use dashboard,protect your identity, and prevent you personal information form being sold online. If you’re serious about taking your credit to the next level all on your own, getting better lending terms, and protecting your data and identity, SmartCredit gives you the tools to do that.
SmartCredit (smartcredit.com) has 295 customer reviews on Rated Honest, with an average rating of 4.3 out of 5.
295 approved reviews, newest moderated first
Nathen
Posted
Credit Danny is doing amazing helping me with my credit and using smart credit to track everything makes it so much easier
Response from SmartCredit· Aug 27, 2026
Teamwork makes the credit journey smoother! 🙌 We’re glad Credit Danny is providing amazing guidance and SmartCredit is making it easy to track your progress along the way. Keep up the great work! 💙
Giovanni
Posted
La app es excelente , te ayuda bastante a monitorear el crédito! Y fácil de entender
Response from SmartCredit· Aug 27, 2026
¡Monitorear tu crédito nunca había sido tan sencillo! 💙 Nos encanta saber que la aplicación te resulta excelente, útil y fácil de entender. ¡Gracias por elegir SmartCredit para acompañarte en tu camino financiero!
Alex
Posted
Great job thanks
Response from SmartCredit· Aug 26, 2026
Thank you! 😊 Short, sweet, and appreciated more than you know. We’re happy to have you with us! 💙
LaToya H.
Posted
I want to say thank you for working with my first and foremost team. They have been working with me for a month now and my credit score has went up 16 point and I have had 2 things on my report close.. They are amazing and they answer every question you have or if u don’t understand they will explain it to you. I highly recommend you use them to get your credit where u want to be. My husband and I did the couple plan the price was amazing compared to other companies.
Response from SmartCredit· Aug 26, 2026
What an incredible first month—16 points up and two items closed! 🎉 We love hearing how supported and informed you and your husband have felt every step of the way. Thank you for trusting the team and sharing such a wonderful recommendation! 💙
Sobriety
Posted
Very detailed and organised self explanatory Love it
Response from SmartCredit· Aug 27, 2026
Credit made clear and simple—that’s exactly the experience we aim for! 💙 We love knowing you’re enjoying the detailed, organized, and easy-to-follow platform.
Ralvania
Posted
They offer excellent service; I am more than satisfied.
Response from SmartCredit· Aug 27, 2026
Excellent service and a satisfied customer—that’s the perfect combination! 💙 Thank you for choosing SmartCredit and sharing the love!
Javonna
Posted
Fixing your credit takes consistency, patience and time, once you set those things aside and focus on your report. Things will move very fast and quickly.
Response from SmartCredit· Aug 27, 2026
Consistency plants the seed, patience keeps it growing, and time brings the results! 🌱📈 We love your mindset—staying focused on your credit journey can make every step count.
Jayne
Posted
I love that I can go in the app and look at my progress. They update me on a regular basis. So simple to find what you are looking for.
Response from SmartCredit· Aug 27, 2026
Progress at your fingertips—that’s what we love to hear! 📱📈 We’re glad the app makes it simple to track your journey, stay updated, and quickly find exactly what you need.
