Average
620 reviews
FortivaHonesty, pricing, process and quality scores appear once 5 customers have rated them.
The Fortiva® Mastercard gives you the flexibility you need for everyday spending. Issued by The Bank of Missouri, this unsecured credit card reports to all major credit bureaus, so responsible use may help you strengthen your credit and potentially qualify for credit line increases over time. You don’t need perfect credit to apply.Cardholders can earn cash back rewards*, including up to 3% back on eligible gas, groceries, and utility purchases, and 1% back on other qualifying purchases. The card includes real-time account alerts, 24/7 customer support, and convenient account access through the mobile app or online Account Center. Learn more at myfortiva.com. $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See if you prequalify*Learn moreClick here to view additional details.
Fortiva (myfortiva.com) has 620 customer reviews on Rated Honest, with an average rating of 3.7 out of 5.
Showing 180 reviews with 1 star · Clear filters
Kristen J.
Posted
DO NOT USE THIS COMPANY... The yearly fees are ungodly and then they charge you 15 a month for maintenance fees. I canceled my card and was told even though it was canceled they still charge the 15 a month on top of my regular payment . Capital one however is a great way to build credit and they do not have the fees . I cant stress enough DO NOT GET THIS CARD
William R.
Posted
I regret ever opening and using my Fortiva Credit card So many problems and useless customer service Fortiva just can't seem to get their act together and be a reliable company Be warned of fees stacking up against you
Michele
Posted
We were very specific in our application . I wanted to start my nephews credit and co sign on a loan for him. They TOLD us WE were approved but when I recieved the bills my nephews name was nowher to be seen. They BLATANTLY LIES TO US . DO NOT USE THIS COMPANY
Larry/ Beth R.
Posted
Would not recommend, not even for building credit, the interest rate is so high if you can only make minimum payments it will take forever to pay it off.
Jennifer H.
Posted
Hello I have been locked out due to too many login attempts for over a week and customer service are stuip. Customer service is pathetic. That alone makes me want to close my card
RL
Posted
Fortiva offered me a credit limit increase that I never requested. To be fair, they were upfront that accepting the increase would come with a $19.95 fee, and I declined it. Still, I find it frustrating that a company would offer a credit increase tied to a fee in the first place—especially when it wasn’t something I asked for. It feels like something that should benefit the customer, not come with a cost.
Luz M O.
Posted
This is the worst credit card ever. To keep your account current, you have to be enrolled in payments, and if you're not enrolled and you make payments, they don't process them to charge customers. They surprise you with extra charges. I give it a 0. Don't fall for this. Cordially Luz O.
Subway Attn: Lynn H.
Posted
I was almost paid off. Now they want me to send my ID with a selfie, marriage certificate, and ssn, and birth certificate. They wont take payments from mexthru their website. Dont understand why now snd not when I received their line of credit. To me this is their way if collecting interest.
