Average
689 reviews
Mercury CardHonesty, pricing, process and quality scores appear once 5 customers have rated them.
The Mercury® Card is trusted by more than 1.3 million customers and has supported over $6 billion in credit issued since 2017. Issued by First Bank & Trust, and payment activity is reported to all major credit bureaus, so responsible use may help you improve your credit profile and potentially qualify you for credit line increases over time.Cardholders may earn cash back rewards with flexible redemption options and receive access to their FICO® Score. With 24/7 account access and convenient payment management tools available through a top-rated mobile app, the Mercury® Card is designed to provide both value and control. $0 security deposit $0 application fee $0 fraud liabilityLearn more This card is issued by First Bank & Trust, Brookings, SD pursuant to a license by Mastercard® International Incorporated or Visa® USA Incorporated. All trademarks are the property of their respective owners. Please note: This page is not monitored for customer service inquiries. For assistance with your account, please contact Customer Service for Mercury Cards at 866-686-2158.
Mercury Card (mercurycards.com) has 689 customer reviews on Rated Honest, with an average rating of 3.5 out of 5.
Showing 20 reviews with 2 stars · Clear filters
William W.
Posted
Got this card over two years ago. Interest went up twice. Now the interest went up again and charged me a 99 dollar yearly fee without notice. Would not recommend this card. They will put the screws to you.
J E.
Posted
I always pay my bill on time so I have created no other complaints about them other than outrageous interest rates. I have a 760 credit score and my interest rate is still 33 percent. Paying this down and off and wont use it again.
Shannon B.
Posted
This is the worst credit card. The interest rate is ridiculous. Unfortunately I used it when I was in a jam and all i do now is make payments and the balance never goes down. I even pay more than the minimum due. After they charge interest for that month which is after you make a payment it's like you haven't paid anything. I DO NOT RECOMMEND this credit card. You will be paying forever on it
RAD
Posted
After 18 months of loyal, large payments with zero late payments and an unblemished payment history, I discovered what I was worth to Mercury: (1) my 30.74% STATED interest rate ended up being 35%; (2) I attempted to pay off my Mercury balance with a balance transfer from another card, only to be told by Mercury that I have to be 'invited' by Mercury to do so...and was flatly told I was not 'invited'; (3) 7 weeks after I fully paid off my account, I was charged $2.93 'interest' on a very-small cash-advance I'd made...remember, the balance was now fully paid-off. This so-called 'elite' card is being run by amateurs. AVOID THIS SLUMCARD.
