Mercury CardReviews of mercurycards.com

Horrible card. They advertise no annual fee, but charge a minimum of $.50 per month for something. They are being reported to the Consumer Financial Protection Bureau for false representations and fraud. I carry a zero balance, but get their charge monthly.

I have had a Mercury card for nearly four years but this month I closed my account after they fined me $430. I took a loan and payed them off and closed the account ASAP. I will never recommend this credit card company. Stay away and stay smart!

I earned $50 in Starbucks gift cards. I requested the card so that I could give them to homeless people. The cards never arrived. I called and complained. They said they could not replace them. Now a vendor has charged me $50 for a reservation I filed a dispute and mercury. Refuses to Honor the proof I have provided them. They suck.

I have a fico 8 score of 732 credit sesame type scores of 765 yet Mercury credit wants to charge me 32% interest. My Chase Sapphire card is 21%. Don't deal with these people.. PAWN SHOP PEOPLE!!! Former United States Marine..

Worst credit card company! They are worse then any loan sharks charging 37% interest!!! Do yourself a favor and never deal with these blood suckers they are terrible!!

I had a previous card administered through FNBO for quite awhile. The accounts were transferred to Mercury Credit. I received a statement after I paid off the previous months bill in full that indicated I owed interest on certain purchases. They charged me interest without ever billing or notifying me. When I spoke to a phone representative as well as a supervisor, they informed me of their business practices. This is not likely any other credit card company I have ever dealt with and they actually charged two sets of late fees, of which they could only negotiate one to drop off. The supervisor and phone representative seemed like they have never had any customer service and also wanted to get every penny they could in additional charges without any notification to the consumer. STAY AWAY FROM ANY MERCURY CREDIT CARDS!!!

I’ve had the best western rewards card for years with the prior bank first national bank of Omaha. There were never any issues. However, the recent change to Mercury financial has been fraught with difficulties. I didn’t receive my card on time. They had difficulty locating me and when I tried to activate my new card there were issues as they tried to text on an old land line number. There was not an option to text a new number or send an email to verify the account. I tried to call, but it was Saturday and they were closed until Monday. My first bill had interest charged for the balance transfer. I’ve always paid my bill on time and that seemed like a way to just add fees to everyone. When I called I was put in hold as they “checked” into it. Ultimately I hung up after 20 plus minutes. I called again and received a different person who did credit the fees. I see others were not as fortunate. Then, I set up auto pay. It was supposed to be May 13. However, I happened to look today and it’s now set for June 13. Also, you need to physically “push” the payment. I’ve never encountered that before. It looks like another way to generate fees and interest for late payments. I just paid my bill in full today. I’ve already applied for and received a capital one cash back card. It’s much more user friendly. It’s unfortunate that Best Western has chosen this new company. It was my go to card for over a decade. But, I won’t be using it at all now.

I paid this card company $2,500.00 to pay the account in full. Fortunately I kept an eye on the account because after I paid the card off in full they added a $30.00 charge. I called and asked why. They said it was interest from the previous billing cycle. I asked them if they could remove the interest fee. They refused to remove the fee. I think this company is disgusting. When people are doing their best to pay their debts off and have been loyal card holders paying on time every month until they gather enough cash to pay their debts off in full, just to add fees hoping you don’t notice so they can rack up the card and steal your money.