KwikCashReviews of kwikcashonline.com

No problem getting approved only thing is intrest rate

While the borrowing process was quite easy. The interest rates were high but I imagine with better credit they go down. However my biggest complaint is early payment is encouraged but you have to call in every time you want to make an additional payment rather than having an online portal to be able to see your balance. This seems untrustworthy to me. I think it is important to have real time access to your balance at all times.

The transaction is fast. But the person assisting me did not have the best 'people skills'.

I'm fine with the service.

The initial application was submitted online of which the system said I was approved for the full amount I requested but that my information needed to be verified. After faxing over the initial documentation requested they contacted me that they needed more info. Once I submitted the additional information it was a back and forth between the loan officer and myself only because he came back with the minimum amount being approved not the amount I had requested originally. He advised that everything had gone through and that the funds would be deposited in the morning. When I awoke no money was in my account. I contacted the individual it was again a back and forth with emails and messages. It was not unitl 345pm the follow day that my funds were made available. That was a painful experience that I hope to never have to repeat again.

Acceptable and efficient process for quick funding although didn't get the amount of loan (lot less) requested

There are a couple of issues, the interest rate is much higher then it should be, and a customer should never need to give anyone full access to their checking account to get a loan.

very good customer service