Average
16 reviews
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Klutch is the smart and programmable credit card. Klutch has reimagined what a credit card can do, rebuilding it from the ground up with technology first. It offers unparalleled tools for keeping your data and account safe, understanding and tracking the way you shop and spend, integrations with the other accounts you use and rewards you can’t get anywhere else. Best part is, they are adding new automations and tools every month. Klutch is partnered with Mastercard, allowing cardholders to use it at more than 37 million merchants around the word.
Klutch (klutchcard.com) has 16 customer reviews on Rated Honest, with an average rating of 3.9 out of 5.
16 approved reviews, newest moderated first
Joshua G.
Posted
Cool new company doing something different in the credit card space. Works totally differently, once you get used to it, its cool. Warning though - think you need pretty good credit to get approved.
Carlos P.
Posted
My favorite card to date. No annual fee, very low APR and easy management. The ability to create virtual cards and the tools to control them are impressive. I have been recommending this card to family and friends.
A F.
Posted
I am so excited, this is the first credit card I have ever had that I can set to automatically pay off my balance after every purchase!! I don’t mess with credit too much so this is the winner for me.
Victor Almeida B.
Posted
I love Klutch Card because it's the only credit card with full transparency of my spending. I can track them and even automate actions with the miniapps, like removing a card as soon it is charged, categorizing my budget, locking card, feeding spreadsheets, etc ...
Vanessa F.
Posted
I love the Klutch credit card. The perks are pretty good, especially for a no fee card. You get 1% on everything and they have been running a lot of 6% cash back on offers every month, you just need to make sure you check your email to see them. I made like $80 last month from cash back.
Christina
Posted
The application was super easy. I got a card right away and was able to add to my wallet and actually used it that day. The actual card comes in the mail ~2 weeks later. I didn’t really know what the card was all about until I got it and I’m still learning all the features they have. It really is for people that like managing their stuff on their phone and setting up things to help you save time. The app is pretty useful.
Erin C.
Posted
Hey so I’ve been using a few neobanks now. I have accounts at Robinhood and Chime and I have to say I was having issues with my adding my bank account and emailed their support line and they have been surprisingly responsive and helpful. I was able to get what I needed in 24 hours and even though I have to email them I have to say its been pretty good ever since.
SheetGuy
Posted
I am a DIY type of person, so I've been looking for a DIY / life hack credit card for a while. I only found a few others that offered "virtual card" numbers for me to use while online shopping so I don't have to give my regular card number everywhere. I also like the ability to limit or freeze cards and the auto categorization. I've linked it to my other financial tools through the plaid integration. I also like being able to set a budget and track spend against budgeted categories as well as the if-this-then-that rules that I can create to trigger for certain spend items. I don't want Amazon or Netflix to charge me more than I have signed up for, so I have limits on those merchants and similar others. I haven't found other cards where I can limit specific merchant spend.
