Excellent
138 reviews
InclinedHonesty, pricing, process and quality scores appear once 5 customers have rated them.
Our mission at Inclined is to help people get more value out of their whole life investment, while bringing change to an industry ready to benefit from modern technology.We’ve built an innovative technology platform that connects policyowners with financial institutions in a unique marketplace that maximizes efficiency, lowers barriers to access, improves customer experience, and fosters competitive rates. The Inclined Line of Credit (iLOC) enables more policyowners to access the cash value of their whole life policies in an easier way than ever before. The iLOC requires the lowest minimum cash value of any similar product on the market, opening access to previously unserved policyowners. In addition, our modern online platform replaces the traditionally long and cumbersome process of borrowing against cash value while providing a superior customer experience.
Inclined (inclined.com) has 138 customer reviews on Rated Honest, with an average rating of 5.0 out of 5.
138 approved reviews, newest moderated first
Rugen
Posted
Such a wonderful service. Easy to contact my Life insurance representative and the credit line was there with no extra paperwork.
Response from Inclined· Feb 17, 2026
We love hearing this! Thanks for leaving feedback about your experience.
Tom M.
Posted
Overall outstanding, high-value product. Truly enables the living benefits of Whole life insurance. Application process was fairly smooth. However, a less technical person might have needed help at points. I worked a little harder than I wanted in linking my bank account because it was not supported by Plaid. Thrilled to have this very powerful tool in our financial arsenal.
Response from Inclined· Feb 17, 2026
Hi Tom, thanks for your detailed feedback! We appreciate you taking the time to leave a review. We're always looking for ways to make the iLOC more intuitive and easy to access for our clients, so your comments have been passed along to our Product team.
Lindsay
Posted
Easy to help my client apply, quick turnaround.
Response from Inclined· Feb 17, 2026
Thanks for taking time to leave us a positive review!
Daniel
Posted
The whole signup process went smoothly. If we had questions they were answered quickly. Use of the iLoc account has been easy to use.
Response from Inclined· Jan 29, 2026
Our team loves hearing this kind of feedback. Thanks for taking the time to leave us a review, Daniel!
Jameson
Posted
The app is awesome. Having a usable friendly app is essential
Response from Inclined· Jan 27, 2026
Thanks for downloading and using our app, Jameson! We're so glad to hear you find it valuable.
Ivy
Posted
Ease of the application process and great communication and responsiveness to any questions we had. Would highly recommend this company!
Response from Inclined· Jan 26, 2026
Thanks for the 5 stars! We’re happy to hear you had a smooth application and a great experience with our customer service.
Stephen
Posted
Ease of transfer
Response from Inclined· Jan 26, 2026
Thank you for your 5-star review. We truly appreciate your trust and support, Stephen!
Patrick S.
Posted
The process was very straightforward, simple, and almost completely automated via an easy to use online interface. From initial inquiry to funding was six business days for me.
Response from Inclined· Jan 26, 2026
Thank you for the wonderful review! We’re so glad the application process was quick and easy and that our team could get your line activated so fast!
