Oscar HealthReviews of hioscar.com

The worst insurance I've ever seen Truly garbage, even generic drugs, they don't okay. They just want your money. The worst insurance I've ever seen, you could pay at least for generic drugs. They paid for nothing at the end of February. I will no longer have them or no longer want them. They just want your money. And if test pilot has a problem, my review, take it off, I don't care the worst insurance I've ever seen.

scam insurance. They dont pay anything. I got $10,000 bill. Edit 02/2026 I just found out Oscar insurance canceled my insurance for 2025 which I had insurance. They took money from marketplace and I made my payment $48 a month I think maybe $24 a month I’m not sure but now I’m getting bills from 2025 June and July August if I didn’t have insurance why I have never ever pay a co-pay but I have visited my doctors isn’t that interesting? Are you guys took $24 a month from my pocket this is something going on and I cannot figure out and I have $25,000 bill waiting for me.

If I could give 0 stars I would. They are hard to deal with, and will stall, delay, deny, and overall give you the run around on claims that they should be supporting. They provide partial answers that change every time you talk with them. In my specific case two in network hospitals could not perform the procedure I required. They approved an out of network hospital and so far have denied all claims from the hospital for over 7 months. They give bull shit excuses like they do not have a detailed billing, although the hospital and I have given that to them. They make continual excuses to not answer the real reason they are not paying the claim. I thought this may happen so I kept very detailed records of conversations, emails, text messages, etc. It basically did me no good. The Ohio Department of Insurance was no help at all, congress and the Governor have been no help at all. Not only did I pay my monthly payments, my $10,000 out of pocket max, but I will end up paying for the hospital bill as well. What a joke for health insurance. They will never get my money again. Run far away from them.

Once you are enrolled, things change. Took over month to get an ID card, had to order it several times. No welcome package ever arrived. Once enrolled and needing to pick your Primary Care Provider (PCP) doctor, the listing of docs is incorrect. Several doctors are listed as accepting new patients but at mulitple locations the doctors are not there nor have they been. Several docs in my area close to home were listed at a Rehab/Nursing home facility and several others listed at a Health Dept. and then at a Bariatric Weight loss place. Called all to verify and none of these places accept patients and the doctors are not part of their staff nor do they provide any type of primary care. Trying to call Oscar and speaking with an understandable English speaking person seems impossible. When requesting to speak with someone else, they disconnect you. Then they have docs that are just virtual docs, but they have no appointments. Employees on the phone through Oscar said they don't have Virtual PCP's while I am simultanously looking at the list on the my computer. This insurance is not what they promoted and I will be turning them in for insurance investigation. I can't pick a doctor that they are requiring within a few days, if you don't have them available. This is not that the doctors have left the plan, they were not ever part of the plan nor are the facilities that they are indicating. I believe this was false to make their list of doctors accepting new doctors look more inviting so you would feel as though you have a much larger selection. If you can't get care, then this is not insurance. I will also be seeking to get out of this plan but of course they waited to send ID card until after the January 15th deadline. After they saw my review they wanted my info to contact me which I gladly provided. That goes absolutely nowhere. Nothing has changed, all the same bad info and more is still on the website taking hours of wasted time. PCP's, specialist and urgent care facilitie are wrong and some are even closed for almost a year. Also, they only seem to contract with third rate radiology facilities. I am as if not more displeased with the insurance company itself.

My previous gynecologist stopped taking Oscar, however website still shows him in Network. Needless to say, ALL other gynecologists that I have contacted, that show "in network" are NOT accepting Oscar. When I call, they are accepting patients...just not Oscar patients. My concern is that this will be the case with most doctors they show "in network."

El servicio no vale lo que te cobran. Cuando contratas una limpieza profunda, esperar que te muevan muebles, limpien ventanas y persianas, electrodomésticos en profundidad, etc. Pues nada de eso, una limpieza bastante normalita pero que te la cobran a más de 20 euros la hora.

This is the most bad insurance i ever dealt with the App is horrible it tells you to do a task an bd nothing happens an bd when to speak to some one for example this guy he talks so sluggish and slow like he’s on something when you ask a question he responds back late and customer service do not help you with the app it’s very bad

WASTE, FRAUD, ABUSE! Their In-Network Provider List is a work of fiction! I signed up for Oscar Health with The Affordable Care Act. I checked their provider list BEFORE signing up. All of the doctors I had been seeing, including my old primary care, were on their list. But after I got signed up, I started calling to get appointments but it turns out NONE of them accept it. I then called 8 other doctors on their list near me. You guessed it, not a single one of them actually takes Oscar. So I decided to go to an urgent care. First 4 of those I called do not take it, but at least the 5th one did, even though they were 22 miles away (in a metro area!). Got a referral for an orthopedist which I desperately need. And they have just ONE orthopedist in-network for the ENTIRE STATE OF FLORIDA! 18 million people and just one orthopedist. Who is 200 miles and 4 hours away from me. But they are collecting $1568 in federal Affordable Care Act subsidies.