Average
316 reviews
HelpfullendingHonesty, pricing, process and quality scores appear once 5 customers have rated them.
At Helpful Lending, we’re here to provide you with fast, reliable access to cash—up to $3,500—no matter your credit history. Our goal is to deliver exceptional customer service and a smooth lending experience. With 24/7 live customer support, quick application decisions, and flexible repayment terms of up to 10 months, we make borrowing easy. Plus, we offer free Same Day Funding on business days* and a rewards program that gives you access to larger loan amounts, lower fees, and longer repayment terms.Helpful Lending is a sovereign enterprise, serving as the economic development arm and instrumentality of the Crow Creek Sioux Tribe, a federally recognized sovereign American Indian Tribe. Visit our website for full details.
Helpfullending (helpfullending.com) has 316 customer reviews on Rated Honest, with an average rating of 3.9 out of 5.
316 approved reviews, newest moderated first
customer Chad S.
Posted
Same-day pay
Response from Helpfullending· Feb 24, 2025
Hi Chad Spohn, Thank you for your feedback! We're glad to hear that you enjoyed the same-day pay! We strive to make the process quick and convenient for our customers. If you have any questions or future needs, please don’t hesitate to reach out to Helpful Lending. We’re available at [email protected] or by phone at 833-863-1086. Thanks again, and we appreciate your support! Thank you, Helpful Lending
Alimamy T.
Posted
The interest rate applied to my loan is very high
Response from Helpfullending· Feb 24, 2025
Hi Alimamy Turay, Thank you for sharing your experience. We value your opinion and are sorry we didn’t meet your expectations. We value transparency and want to ensure our customers fully understand their loan terms. The loan details, including the APR, payment amount and due dates, were included in the loan agreement you signed before origination. Our goal is to provide easy access to short-term funding through our personal installment loans when our customers need us most, regardless of their credit rating. We also provide alternative payment options that may help to reduce the overall cost of the loan. You have the option to (1) pay off the loan early without any prepayment penalties to save on interest or (2) make additional payments toward the principal, which can also reduce interest and shorten the loan term. If you would like to discuss these options, please don't hesitate to call us at 833-863-1085. Our team is available to assist you from 8 am to 8 pm EST, Monday through Friday. Thank you, Helpful Lending
customer
Posted
Fast and courteous
Response from Helpfullending· Feb 24, 2025
Hi, Thank you for your feedback! We’re glad to hear that you found our service fast and courteous. Providing efficient and respectful service is our priority If you have any questions or future needs, please don’t hesitate to reach out to Helpful Lending. We’re available at [email protected] or by phone at 833-863-1086. Thanks again, and we appreciate your support! Thank you, Helpful Lending
customer
Posted
I would have liked the payback time to be alittle longer so that monthly payments would not be so high. But over all the company was respectful.
Response from Helpfullending· Feb 13, 2025
Hi, Thank you for your feedback! We’re sorry you were disappointed with your personal installment loan experience. We take great pride in providing our customers with the best possible service. As outlined in the loan agreement, you’re never obligated to retain the loan for its full term. We offer flexible repayment options designed to help reduce the overall cost of the loan. You have the choice to (1) pay off the loan early without any prepayment penalties, thus saving on interest, or (2) make additional payments towards the principal balance, which can also save on interest and shorten the life of the loan. To ensure your privacy, we cannot discuss personal installment loans account details here, but we would like to get details of your experience so we can improve our level of service. If you would like to discuss the terms of your loan in more detail or learn more about the repayment options, please don't hesitate to call us at 833-863-1085. Our team is available to assist you from 8 am to 8 pm EST, Monday through Friday. Thank you, Helpful Lending
John Tillery J.
Posted
I only borrowed $1000. I made 3 payments total $1300. I still owe $1300. $536 a month for 6 months for only $1000 They don't accept credit cards to pay off. Helpful lending is a Scam Worse than loan sharks Clearly a scam.
Response from Helpfullending· Jan 28, 2025
Dear John Tillery Jr., Thank you for sharing your experience with us. We value transparency and want to ensure our customers fully understand their loan terms. The loan details, including the APR, payment amount and due dates, were included in the loan agreement you signed before origination. At Helpful Lending, we promote responsible borrowing and offer flexible repayment options to help manage your loan: You may repay your loan in full at any time by notifying us at least one (1) business day in advance. You may make additional payments toward your principal balance on any of your upcoming due dates. Our records show that you utilized one of these repayment options, allowing you to save on interest and fees. Additionally, we offer a Rewards Program, which provides customers access to higher loan amounts with lower fees. If you have any questions or future financial needs, please don’t hesitate to contact us. Our team is available 24/7 via email at [email protected] or by phone at 833-863-1086. Best regards, Helpful Lending
Amy K.
Posted
The whole process was very quick and easy. The person I spoke to was very nice.
Response from Helpfullending· Jan 24, 2025
Hi Amy Kavanagh, Thank you for your feedback! We're delighted to hear that the process was quick and easy and that our representative was kind. Providing the best possible service experience for our customers is our top priority. If you have any questions or future needs, please don’t hesitate to reach out to Helpful Lending. We’re available at [email protected] or by phone at 833-863-1086. Thanks again, and we appreciate your support! Thank you, Helpful Lending
customer
Posted
They was nice communication clear,and easy
Response from Helpfullending· Jan 21, 2025
Hi, Thank you for your feedback! We're glad to hear the communication was clear, easy, and pleasant. We are committed to providing exceptional customer service and support. If you have any questions or future needs, please don’t hesitate to reach out to Helpful Lending. We’re available at [email protected] or by phone at 833-863-1086. Thanks again, and we appreciate your support! Thank you, Helpful Lending
Betty Sue S.
Posted
Customer Service very kind and helped me
Response from Helpfullending· Jan 10, 2025
Hi Betty Sue Shewmaker, Thank you for your feedback! We’re glad to hear that our customer service team was kind and helpful, as we take great pride in providing the best customer service. If you have any questions or future needs, please don’t hesitate to reach out to Helpful Lending. We’re available at [email protected] or by phone at 833-863-1086. Thanks again, and we appreciate your support! Thank you, Helpful Lending
