FourLeaf Federal Credit UnionReviews of fourleaffcu.com

Banking & Money
899 South Oyster Bay Rd., Bethpage, New York

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4.0

Great

261 reviews

FourLeaf Federal Credit Union4.0Great

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About FourLeaf Federal Credit Union

FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for almost 85 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child’s first savings account, FourLeaf is here to help you reach your financial goals. FourLeaf has been an integral community partner through our charitable giving and community development programs since 2002. We are proud to help support community initiatives that make a difference in New York and beyond.

FourLeaf Federal Credit Union (fourleaffcu.com) has 261 customer reviews on Rated Honest, with an average rating of 4.0 out of 5.

Also known as: fourleaffcu.com
Website: fourleaffcu.com
Category: Banking & Money
Location: Bethpage, New York
Listed on Rated Honest: 2026

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kathybaca

Posted Jan 17, 2026

This was the worst banking experience…

This was the worst banking experience of my life. And it also was unscrupulous. We signed up for a home equity loan that was advertised online. The stipulations were that it was a good rate, and it was a promotion, and after we sold our house and went to closing that the loan be paid and that we had to keep open a $25,000 line of credit for approximately seven more months making it a full year. They switched us they switched us to a loan contingent upon the sale of our house, which was not the case, nor was it what we signed up for. It was a bait and switch. We ended up losing $2000 because the difference on the penalty of this three-year loan which we did not sign up for, ended up with us losing $4000 plus when it should’ve been approximately $2000 paying off the $25,000 line of credit per month for the six or seven months remaining. Again this was a promotion, it’s what we wanted. It’s what we were told we were going to get, and it was all a scam. Do not use this facility. When it was Bethpage credit union, it was good and reliable company. We are going to report this.

Response from FourLeaf Federal Credit Union· Jan 21, 2026

Hello Kathy, thank you for taking the time to share your feedback. We’re sorry to hear about your frustration and want to clarify a few important points. When a Home Equity Line of Credit (HELOC) is opened, members sign disclosures that explain the terms of the line, including that if the HELOC is closed before a specified time period, the member may be responsible for the closing costs. In this situation, the sale of the property required the HELOC to be paid off, which resulted in the line being closed earlier than the agreed-upon timeframe. We understand that this can be disappointing, and we want to assure you that these terms are standard and are disclosed at the time the HELOC is established. At this time, a HELOC cannot be converted into another loan type upon payoff. That said, we truly value our members and would be happy to review your specific loan details with you and discuss any questions or concerns you may still have. Please contact us at [email protected] with your full name and best contact information, and a representative will reach out to you directly. We appreciate the opportunity to address this matter and hope to connect you with soon.

About FourLeaf Federal Credit Union

FourLeaf Federal Credit Union (fourleaffcu.com) has 261 customer reviews on Rated Honest, with an average rating of 4.0 out of 5.

Also known as: fourleaffcu.com
Website: fourleaffcu.com
Category: Banking & Money
Location: Bethpage, New York
Listed on Rated Honest: 2026