DonkeyLoans.aiReviews of donkeyloans.ai

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4.8

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118 reviews

DonkeyLoans.ai4.8Excellent

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About DonkeyLoans.ai

DonkeyLoans.ai is the industry’s premier "Smart Shop" for small and mid-sized business financing.We have evolved our brand to better reflect our dual commitment to high-level financial strategy and relentless execution. At DonkeyLoans.ai, we operate with a Consulting-First approach. Our team of expert advisors moves beyond basic lending to act as your strategic partners—analyzing your margins, cash flow, and specific business goals to engineer funding solutions that act as a lever for growth.The DonkeyLoans.ai Standard:Smart Strategy: We don’t just "move paper." We provide deep-dive consultations to ensure your capital structure makes sense for your long-term ROI.Workhorse Execution: We take pride in doing the heavy lifting. Our team relentlessly manages the complexities of the underwriting process to secure the best possible terms with the speed our clients expect.Reliable Results: From rapid 24-hour funding to specialized programs for diverse industries, we provide the infrastructure that modern businesses run on.Whether you are looking for rapid expansion capital or a strategic partner to navigate your business's financial future, DonkeyLoans.ai provides the Strategy to Lead and the Strength to Deliver.

DonkeyLoans.ai (donkeyloans.ai) has 118 customer reviews on Rated Honest, with an average rating of 4.8 out of 5.

Website: donkeyloans.ai
Category: Investments & Wealth
Listed on Rated Honest: 2026

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Amos H.

Posted Mar 18, 2026

I rarely write reviews

I rarely write reviews, but my experience with Donkey Loans was extremely disappointing and frustrating. I came in as what most lenders would consider an ideal borrower. I have excellent credit and strong income, and from the very beginning I made it very clear that I was only interested in a line of credit with reasonable terms. They assured me they could help with that and encouraged me to move forward with their process. However, very early in the process they collected a large amount of my personal and financial information before presenting any real terms or clear offer. That should have been a red flag. When the offer finally came through, the terms were nothing like what had been discussed. The interest rate was extremely high and the line of credit amount was not what I asked for. The terms looked more like something offered to someone with poor credit or unstable income, which made no sense given my financial profile. Even after that, they kept trying to push me toward an SBA term loan, even though I clearly stated multiple times from the beginning that I was not interested in that type of financing. Overall, the experience felt misleading and like a waste of time. I would strongly recommend verifying everything in writing and being very cautious before sharing personal information or doing business with this company.

Response from DonkeyLoans.ai· Mar 18, 2026

Hello Amos, At Donkeyloans.ai, we take our underwriting process seriously. To clarify the facts of this file: you requested a specific Line of Credit (LOC) from the beginning. After thoroughly underwriting your profile, we successfully secured a 3-year revolving credit facility with monthly payments. When you expressed a need for a higher dollar amount and a longer repayment schedule, our team pivoted to secure a premium, 10-year SBA-backed Term Loan with prime interest rates—the highest tier of funding available in the alternative space. Based on our records, you declined both the LOC we provided and the long-term SBA option, requesting instead to close the file, which we respected immediately. We respectfully disagree with this review. Unlike many in this industry, we do not charge any upfront fees. We invested our own resources, time, and underwriting expertise to produce two distinct, high-quality offers that met the criteria you described. We stand by the work we did to provide you with the best possible options the market allows.

About DonkeyLoans.ai

DonkeyLoans.ai (donkeyloans.ai) has 118 customer reviews on Rated Honest, with an average rating of 4.8 out of 5.

Website: donkeyloans.ai
Category: Investments & Wealth
Listed on Rated Honest: 2026