Average
20 reviews
Accion Opportunity FundHonesty, pricing, process and quality scores appear once 5 customers have rated them.
Small business owners uplift communities and anchor local economies, while creating opportunities for themselves, their families, their employees, and our neighborhoods. Yet small businesses who are underserved and/or low income often have challenges accessing capital and resources. In 2020, Accion Opportunity Fund was formed as Accion U.S. Network and Opportunity Fund came together.Accion Opportunity Fund is committed to advancing economic mobility for underserved small businesses and low-income communities through affordable financial services, knowledge resources, networks, and policy.
Accion Opportunity Fund (accion.org) has 20 customer reviews on Rated Honest, with an average rating of 3.4 out of 5.
20 approved reviews, newest moderated first
raphael R.
Posted
Accion was fast and easy to work with. They said yes with better terms when everyone else said no. Truly a blessing and appreciated immensely.
Response from Accion Opportunity Fund· Dec 17, 2025
Thank you for your review! Supporting small businesses like yours is our passion.
Miguel Q.
Posted
Excellent customer service, fast transfer, very helpful.
Response from Accion Opportunity Fund· Dec 11, 2025
We’re so grateful for your 5-star review! Your kind words mean the world to us and remind us why we love what we do. Supporting small businesses is our passion.
LHart
Posted
Thanks to the Accion Opportunity Fund, I was able to strengthen my business operations with improved cash flow and essential staffing support. Their quick response and smooth process made all the difference. I highly recommend the Fund to any small business looking for a trusted financial partner.
Response from Accion Opportunity Fund· Dec 11, 2025
Thank you for the fantastic 5-star review! We're genuinely grateful for your support and thrilled to hear you had a positive experience with us. Helping small businesses thrive is at the heart of what we do, and your feedback truly motivates our team. Wishing you continued growth and success — and remember, we're always here whenever you need us!
Matthew
Posted
Awesome experience
Response from Accion Opportunity Fund· Dec 11, 2025
We truly appreciate your positive feedback and 5-star rating. It’s always rewarding to hear that our efforts are making a difference for business owners like you. Thank you for choosing AOF — we’re honored to be part of your journey.
Vibin' With Val W.
Posted
I wrote a glowing review yesterday based on the great service I received and fast funding. Today I get an email saying this loan, which was supposed to be a business loan, is now on my personal credit. That is not what I was told. I have plenty of business credit where I am a guarantor, and it does not show up on my personal credit. If I wanted a personal loan, I could've gone to any bank and gotten one for more than what ACCION gave me. Very disappointed because I had started referring them to other small business owners.
Response from Accion Opportunity Fund· Dec 11, 2025
Thank you for sharing your feedback and for giving us the chance to clarify. We truly appreciate the kind words you shared about our service and fast funding, and we’re sorry to hear about the disappointment regarding the personal guarantee requirement. For transparency, our business loans do require a personal guarantee, which means the loan may appear on your personal credit report. Your experience matters to us, and we’ve already taken steps to ensure this requirement is accurately explained to avoid any confusion in the future. After learning about your concern, a member of our team reached out personally to discuss and ensure you felt heard. We value your trust and the referrals you’ve made, and we hope to continue supporting your business goals. If you have any additional questions or need further assistance, please don’t hesitate to reach out—we’re here to help.
Marcel B.
Posted
Gave me an offer for business credit, but hard-pulled my personal credit without telling me and said the loan would report to personal credit.
Response from Accion Opportunity Fund· Jun 9, 2025
Thank you for sharing your feedback. We understand your concerns and appreciate the opportunity to clarify. As part of our loan application process, applicants are informed that both a soft and a hard credit inquiry may be conducted to assess eligibility. These details are included in the application disclosures, along with information about how certain loan products may report to personal credit. We’re committed to transparency. If you have any questions please don’t hesitate to reply to our support team. We’re here to help.
Will B.
Posted
I recently paid off a loan from Accion. I authorized an ACH payment for the entire remaining balance out of my account. They ended up taking two payments instead of one. This caused my account to have insufficient funds to cover my obligations to my clients. I lost two of my main clients for being in violation of the terms of our contracts. I called Accion for help regarding the matter as soon as I realized what happened before I lost my clients. I explained to the them that I would be in danger of losing clients if this could not be resolved quickly. I was just told to wait for a refund and that it could take 2 weeks. I could not understand why the funds could not be put back into my account in the form of an ACH deposit just like the funds were deposited into my account when I initially received the loan funds. Especially since they saw and admitted that they made a huge mistake. Not only has my business and reputation been damaged but I am still without my funds
Edward S.
Posted
Accion is a classic bait and switch company that should be shut down by the CFPB. Don't waste your time with such a pathetic excuse of a company. Unless you're a minority, I highly recommend looking elsewhere. Shame on Lending Club for partnering with this sorry company. Went to an actual bank, approved for triple the preapproved amount that Accion offered.
