Willow Lake LendingReviews of willowlakelending.com

Investments & Wealth
PO Box 1142, Mission, South Dakota

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4.6

Excellent

762 reviews

Willow Lake Lending4.6Excellent

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About Willow Lake Lending

Willow Lake Lending puts our customers first with the best in benefits and customer service. We never charge prepayment penalty fees and in most cases, we can have your funds deposited the same day you apply. We want to help everyone that we can when an unexpected financial expense happens.

Willow Lake Lending (willowlakelending.com) has 762 customer reviews on Rated Honest, with an average rating of 4.6 out of 5.

Also known as: willowlakelending.com
Website: willowlakelending.com
Category: Investments & Wealth
Location: Mission, South Dakota
Listed on Rated Honest: 2026

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FIFI

Posted Jul 19, 2025

Predatory Lending

Predatory Lending - Avoid This Company! I took out a $700 loan from this company, and it’s been an absolute nightmare. They are charging me over $200 and $199 is going to interest fees EVERY TWO WEEKS from my paycheck. I mean that only $1 is pay loan. The repayment term is set for 21 months, and by the end of it, I will have paid over $4,000 for a loan of just $700. This is nothing but a predatory lending scheme. The interest rates and repayment terms are outrageous and designed to trap people in a cycle of endless payments. They don’t clearly explain the total cost up front, and once you’re in, it’s almost impossible to get out without paying thousands more than you borrowed. I do NOT recommend this company to anyone. If you’re in a tight financial situation, please look for safer alternatives like credit unions, personal loans from banks, or financial assistance programs. This company preys on vulnerable people and should be reported to consumer protection agencies.

Response from Willow Lake Lending· Jul 21, 2025

Hi Fianmy, thank you for reaching out, we are always here to help. We are firmly committed to ensuring that our customers have a clear understanding of the fact that this is an expensive form of borrowing. As such, we make it a top priority to provide them with a comprehensive breakdown of our rates and terms, while also providing full disclosure on all fees associated with the loan well before originating the loan. Our goal is to ensure that our customers are fully informed and equipped to make informed decisions regarding their borrowing needs, while also fostering a culture of transparency and trust in all our dealings. We strongly encourage our customers to take advantage of our no pre-payment penalty policy by paying off their loan early. Doing so will result in substantial savings on interest charges. Additionally, customers have the option to make additional payments towards the principal balance of the loan, which can help reduce the overall cost of borrowing. We believe that these options provide our customers with greater flexibility and control over their finances. Reviewing your account, we see that we attempted to reach you to resolve this matter but were unsuccessful. Please feel free to contact us directly at [email protected] or (855) 857-5253 at your earliest convenience so we may resolve this issue. Thank you.

About Willow Lake Lending

Willow Lake Lending (willowlakelending.com) has 762 customer reviews on Rated Honest, with an average rating of 4.6 out of 5.

Also known as: willowlakelending.com
Website: willowlakelending.com
Category: Investments & Wealth
Location: Mission, South Dakota
Listed on Rated Honest: 2026