Terence D.
Posted
They are good at what they do
They are good what They do
Response from LendingCreative· May 10, 2026
Thanks so much for your kind words! We're happy to hear everything went smoothly

Great
406 reviews
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
LendingCreative issues fast, online installment loans from $200 to $2,000 repayable over six months. Our 100% digital application and funding process means no paperwork, no hassles and quick access to cash when you need it!
LendingCreative (lendingcreative.com) has 406 customer reviews on Rated Honest, with an average rating of 4.4 out of 5.
Showing 319 reviews with 5 stars · Clear filters
Terence D.
Posted
They are good what They do
Response from LendingCreative· May 10, 2026
Thanks so much for your kind words! We're happy to hear everything went smoothly
Norman T.
Posted
I was approved for a loan, but the interest was 722% and instead of paying monthly, they want you to make a payment on every payday, starting with my next pay period. For a $2,000 loan, I'll be paying $189.39 for 12 payments which equals to $2,272.68 in 6 months of 2 $189.39 payments a month. I need the money but, I'm willing to make monthly payments for a $2,000 loan, but this is a high price payday loan
Response from LendingCreative· Apr 25, 2026
Thank you for your feedback. We’d like to clarify that our loans use daily interest, which means you only pay for the time you keep the money. Since we have no early payoff fees, you can significantly reduce the total cost by paying it off sooner. Our schedule is designed to align with your income to help you stay on track, but you always have the flexibility to pay ahead and save. We would like the opportunity to discuss this with you further. Please contact us at 800-660-2377 to speak with a customer service representative today.
Santiago L.
Posted
Mi experiencia fue la mejor usando esta app la verdad
Da C.
Posted
Good customer service
Response from LendingCreative· Oct 7, 2025
We are glad you had a good experience with our team! Thanks for choosing LendingCreative!
Chris embassy C.
Posted
I’m just started
Response from LendingCreative· Oct 3, 2025
Thank you so much for your review! We hope you have a great experience with our service!
customer
Posted
it was a great and friendly experience. However please take me off of ACH immediately! I am an air force government employeeamd i have been furloughed
Response from LendingCreative· Oct 2, 2025
Thank you for your review. We are glad the process went smoothly. We are always trying to improve our service. We have reviewed your application, and the ACHs were revoked effectively. Thank you for choosing LendingCreative!
Sandy C.
Posted
Fast and efficient
Response from LendingCreative· Sep 30, 2025
Thanks for the review! We are continually striving to improve and provide fast, easy service. Thank you for choosing LendingCreative.
Kharlette W.
Posted
This lending process was very simple and easy.
Response from LendingCreative· Sep 25, 2025
We are so glad our team could provide the service you deserve. Thank you for choosing LendingCreative!