Excellent
579 reviews
Ascent FundingHonesty, pricing, process and quality scores appear once 5 customers have rated them.
Ascent is built around one guiding principle: Student loans should expand possibilities, not limit them. That’s why Ascent created a private student loan program that gives students more opportunities to qualify for a loan, with or without a cosigner. Ascent encourages transparency and financial wellness by incorporating financial education into the application process, preserving the notion that an education is an investment where students and families should understand the return on their investment relative to the cost. Ascent offers benefits (such as 1% cash back, scholarships, a Refer a Friend Program, a Rewards Program, and more) as well as resources that set students and families up for financial success.
Ascent Funding (ascentfunding.com) has 579 customer reviews on Rated Honest, with an average rating of 4.6 out of 5.
Showing 29 reviews with 1 star · Clear filters
Dennis
Posted
Website is not intuitive or user friendly
Response from Ascent Funding· Jan 12, 2026
Hi Dennis, thanks for your review. We would love to hear more about your experience so that we can use your feedback to deliver a better experience next time. You can reach out by emailing [email protected] with your concerns and any further suggestions you wish to share.
Imtiaj R.
Posted
Absolutely, a liar of a company. Do not believe any of these reviews they are just there for notoriety. This company looks at your credit history, unless you are a student with a parent guardian with a great and powerful credit score. There are no opportunities for cosponsor agreements. There are no opportunities for payment plans as they will most likely reject you even with a small bill, $3000 roughly. This company is horrible, and one day I hope there are more companies willing to take a better turn than this company, it deserves to be shut down. Consider this review, to raise awareness that there needs to be more companies willing to give more financial options, because ascent is not an option.
Response from Ascent Funding· Jan 16, 2026
We are sorry that you were unhappy with your experience. At Ascent, our priority is to provide access to education for all students. Please reach out to us at [email protected] so we can better understand your situation and find a way to help.
Hassan
Posted
They reduced burden on my shoulders because if not I couldn't focus on learning.
Response from Ascent Funding· Dec 1, 2025
Hi Hassan, thank you for taking the time to write a review!
Pamela
Posted
Not at all hapoy with your service being moved around and put on long holds. Not at all happy that we cannot add to a loan that already exists this year because you were unclear on how the school funds would be dispersed. One semester versus all year Student loans are not a good thing at all. Such a rip off.
Response from Ascent Funding· Nov 18, 2025
Hi Pamela. Thank you for taking the time to share your review. We are disheartened to hear that you feel this way. Please email [email protected] with your specific concern and any further comments you wish to share.
Madison
Posted
To be honest, the company is great if you're going to complete the full program but in my opinion, if you just can't finish whatever college program you're in and you have to drop out of it especially when you're only 25% of the way through. I do not agree that you have to pay back 60% of the loan. I think you should only have to pay it back if you are at more than 70% through the course/program. So I think that part is bull crap and I don't agree with that side of them, so I don't recommend unless you are 1000% sure you are going to complete whatever college program you're signing up for.
Response from Ascent Funding· Nov 18, 2025
Hello Madison! Thank you for taking the time to share your review. We are disheartened to hear that you feel this way. Please email [email protected] with your specific concern and any further comments you wish to share.
Tim W.
Posted
Scam interest rates
Response from Ascent Funding· Aug 19, 2025
Thank you for taking the time to share your review. We are disheartened to hear that you feel this way. Please email [email protected] with your specific concern and any further comments you wish to share.
Atalie
Posted
Didn't get approved
Response from Ascent Funding· Jul 21, 2025
Thanks, Atalie, we appreciate you taking the time to share your feedback. Feel free to email [email protected] with more information on your experience.
Anastasia
Posted
First of all, this is not for me the loan is for my nephew and you recorded it on my credit report
Response from Ascent Funding· May 13, 2025
Hello Anastasia! By agreeing to be a cosigner you are also agreeing you will be equally responsible for the debt. This is why the loan appears on your credit report, which is standard practice for all cosigned loans. We are happy to discuss your specific situation in more detail by calling our customer service team at 877-216-0876.
