Excellent
579 reviews
Ascent FundingHonesty, pricing, process and quality scores appear once 5 customers have rated them.
Ascent is built around one guiding principle: Student loans should expand possibilities, not limit them. That’s why Ascent created a private student loan program that gives students more opportunities to qualify for a loan, with or without a cosigner. Ascent encourages transparency and financial wellness by incorporating financial education into the application process, preserving the notion that an education is an investment where students and families should understand the return on their investment relative to the cost. Ascent offers benefits (such as 1% cash back, scholarships, a Refer a Friend Program, a Rewards Program, and more) as well as resources that set students and families up for financial success.
Ascent Funding (ascentfunding.com) has 579 customer reviews on Rated Honest, with an average rating of 4.6 out of 5.
Showing 29 reviews with 1 star · Clear filters
Brandon M.
Posted
This company facilitates fraud and there is apparently no way to talk to a human about it, so I will have to pursue legal action.
Response from Ascent Funding· Oct 2, 2026
Hi Brandon, thank you for taking the time to share your review. We are disheartened to hear that you feel this way. Please email [email protected] with your specific concern and any further comments you wish to share.
Donald Van D.
Posted
I am going to pay this company but I want to make sure everyone knows how the screw people. They don’t look the schools up to even know if they are legit. That is what happened to me, the school closed like a couple months later, me and hundreds of other people are out of money for an education they never received. Don’t be fooled by this company
Response from Ascent Funding· Oct 2, 2026
Hi Donald. I appreciate you taking the time to share your feedback here. We are truly sorry to hear that our response to the sudden and unexpected closure of your chosen school did not meet your expectations. We understand how challenging it can be for you and other students who are impacted when a school closes abruptly. In these rare cases, we carefully review what happened, our responsibilities, and how we can best support borrowers who are affected by the unexpected school closure. Our goal is always to create a uniform, fair and consistent solution for borrowers whose education plans are disrupted. We would welcome hearing more about your situation to continue improving our process – please email [email protected] to let us know more about your experience.
ND
Posted
I strongly advise anyone considering this loan program to look elsewhere. Despite their heavy advertising of "no hidden fees" and "competitive rates," my experience has been the exact opposite. I applied for this program through a bootcamp recommendation, specifically drawn in by the "no payments for 12 months" offer. What they conveniently fail to mention and what no one tells you during the sign-up process is that you are still accruing and paying interest during those 12 months. Calling this a "no payment" period is intentionally misleading. Hidden Costs: The fees are astronomical and far from what was advertised.($500 processing fee) Do not trust the marketing. Read the fine print twice, or better yet, find someone that actually practices transparency. This has been a massive headache. Avoid at all costs.
Response from Ascent Funding· Apr 27, 2026
Thank you for sharing your experience. We are sorry to hear that the loan terms did not meet your expectations and caused frustration. We would welcome the opportunity to review your situation more closely and answer any questions. If you are open to it, our Customer Support team can be reached at [email protected] or by phone for personalized clarification at 877-216-0876.
Nina G.
Posted
Never again. Will i borrow from this loan company. Their interest rate is outrageous. It's a no and a zero for me.
Response from Ascent Funding· Apr 21, 2026
Thank you for taking the time to share your review. We are disheartened to hear that you feel this way. Please email [email protected] with your specific concern and any further comments you wish to share.
Dennis
Posted
Predatory lending. Avant school doesn't even put you in a better position. You go back to freelancing and your loan skyrockets after graduation. The school doesn't care because they've been paid by the bank (Ascent Funding), so their hands are washed. In contrast to another school and field I attended a while back, they had job boards and got me into better positions. Hard times make your interest rates higher. You can show proof that you don't make what you did before school, and you will still get screwed and not able to afford payments and livelihood. They will just raise the payment and interest and not work out anything feasible. Avoid at all costs.
Response from Ascent Funding· Apr 16, 2026
Hi Dennis, thank you for sharing your experience. We’re disheartened to hear this and value your feedback. We encourage you to reach out to [email protected] with your specific concerns and any additional context you’d like to share.
Anomaly
Posted
My loan amount is not right. I put down $500 and don’t see it on the app.
Response from Ascent Funding· Mar 3, 2026
Thank you for bringing this to our attention—we’re happy to take a closer look and help clarify this for you. Our team will reach out directly to help, and you’re also welcome to contact us at 877‑216‑0876 or [email protected] so we can look into this and ensure everything is accurate.
Tricia
Posted
I haven't even finished my classes yet, and I am being asked to set up a payment arrangement. Also, when I first started the program, the paperwork said that I would be expected to start payments 12/26/2026. Now they say August, 2026. My hands are tied at this point. I would not recommend them.
Response from Ascent Funding· Jan 20, 2026
We are sorry that you were unhappy with your experience. At Ascent, our priority is to provide access to education for all students. Please reach out to us at [email protected] so we can better understand your situation and find a way to help.
Ray C.
Posted
Not good, the interest rate was much higher than you advertised and I have excellent credit!!
Response from Ascent Funding· Jan 13, 2026
Thank you for taking the time to share your feedback. We’re sorry to hear that your experience didn’t meet your expectations. Interest rates can vary based on several factors. We would appreciate hearing more about your experience. Please email [email protected] with more information concerning your application experience. All the best!
